When it comes to driving in California, having the right car insurance is not just a recommendation, it's a legal requirement. California car insurance laws mandate that drivers carry a minimum level of liability coverage to protect themselves and others in case of an accident. Drivers in the Golden State are required to have at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage. However, it's important to note that these are just the minimum requirements, and many drivers opt for higher coverage limits to ensure they are adequately protected in the event of a collision. Additionally, California offers optional insurance coverage such as comprehensive and collision coverage, uninsured motorist coverage, and personal injury protection to provide drivers with additional layers of financial protection. Comparing quotes from different insurance providers and understanding the different types of coverage available can help California drivers find a policy that meets their needs and budget.
