When it comes to auto insurance in Arizona, high mileage drivers face unique challenges. With an abundance of scenic routes and long commutes, finding the right coverage at the best rates is essential for those who drive extensively. Here’s a breakdown of the top auto insurance companies specifically catering to high mileage drivers in Arizona.
1. Geico
Geico is known for its competitive rates and exceptional customer service, making it a prime choice for high mileage drivers. Their usage-based insurance options allow drivers to save money based on their driving habits and mileage. With a user-friendly online platform, managing your policy and claims is convenient.
2. State Farm
State Farm offers a variety of coverage options, including discounts for safe driving and high mileage. Their Drive Safe & Save program rewards policyholders for good driving habits, which can be beneficial for those who drive long distances regularly. Additionally, State Farm’s extensive agent network throughout Arizona ensures personalized service.
3. Progressive
Progressive is known for its flexible policies and competitive rates for high mileage drivers. Their Name Your Price tool allows you to tailor your coverage according to your budget and driving needs. Furthermore, Progressive’s Snapshot program tracks driving habits, offering potential discounts for safe driving.
4. Allstate
Allstate provides comprehensive coverage options and innovative tools for high mileage drivers. Their Milewise program allows policyholders to pay for insurance based on how much they drive, making it an excellent option for those with fluctuating mileage. Additionally, Allstate’s extensive network of agents can help customize policies to fit specific driving profiles.
5. Farmers Insurance
Farmers Insurance offers customizable coverage to meet the needs of Arizona drivers with high mileage. Their Smart Plan can help save costs for drivers who don’t drive often at night or during peak hours. Farmers is also known for its strong customer support and claims service, making it a reliable choice.
6. USAA
If you are a military member or a veteran, USAA is a top contender for auto insurance. They offer competitive rates and exceptional customer service tailored to those in the armed forces. Though USAA has specific eligibility requirements, its policies are often praised for being budget-friendly for high mileage drivers.
7. Mercury Insurance
For Arizona residents seeking affordable rates, Mercury Insurance is worth considering. They offer various discounts, including those for low mileage and safe driving, which can accompany higher mileage policies. Mercury’s focus on customer satisfaction and efficient claims processing adds value for policyholders.
Conclusion
Finding the right auto insurance in Arizona as a high mileage driver involves considering coverage options, discounts, and customer service. By exploring these top companies, drivers can make informed choices that not only meet their insurance needs but also save them money in the long run.
